// BEGIN editorial data
 var i = 0;
var RetireOnlineTools = new Array();
RetireOnlineTools.ID = "RetireOnlineTools";
RetireOnlineTools.ID_WB = 13459777;
RetireOnlineTools.sPubDate = "6/21/2006 7:38:38 PM GMT";
RetireOnlineTools.navsectionID = "12837220"
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RetireOnlineTools.appWidth = 460;
RetireOnlineTools.appHeader = "fact file|Retirement tools online";
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RetireOnlineTools.copyHeight = 440;
RetireOnlineTools.copyMargin = 9;
RetireOnlineTools[i++] = new Array("","What are the key events in life that require planning?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "The Financial Planning Association  provides <A HREF=\"http://www.fpanet.org/public//tools/lifeevents/index.html\"TARGET=\"_blank\">an interactive timeline</A> to help users understand what events they may be facing in the future, along with tips on how to plan for them.";

RetireOnlineTools[i++] = new Array("","How do I set goals for my life, retirement and investments?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "Merrill Lynch offers <A HREF=\"http://askmerrill.ml.com/ask_merrill_2006/5_total_merrill/retirement_illustrator/envision/envision_intro.asp\"TARGET=\"_blank\">online tutorials</A> on life planning and <A HREF=\"http://askmerrill.ml.com/ask_merrill_2006/5_total_merrill/retirement_illustrator/action/action_intro.asp\"TARGET=\"_blank\">setting investment objectives</A>.";

RetireOnlineTools[i++] = new Array("","Where can I get help with military-related financial challenges?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "NASD has created a separate site for use by military families, <A HREF=\"http://www.saveandinvest.org\"TARGET=\"_blank\">SaveandInvest.org</A>.";

RetireOnlineTools[i++] = new Array("","How much do I need to save for retirement at my age?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "MSNBC.com has a <A HREF=\"http://www.msnbc.msn.com/id/9746069\"TARGET=\"_blank\">retirement planner</A> or try the calculator at <A HREF=\"http://www.choosetosave.org/ballpark/\"TARGET=\"_blank\">ChoosetoSave.org</A>.";

RetireOnlineTools[i++] = new Array("","Where can I find life-expectancy tables?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "The Social Security Administration offers a stone cold <A HREF=\"http://www.ssa.gov/OACT/STATS/table4c6.html\"TARGET=\"_blank\">look at life expectancies</A>.  The Vanguard Group provides <A HREF=\"http://flagship4.vanguard.com/VGApp/hnw/content/PlanEdu/Retirement/PEdRetPicLongRetireContent.jsp\"TARGET=\"_blank\">a less grim view</A>.  ";

RetireOnlineTools[i++] = new Array("","How can I calculate how long a nest egg will last?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "For those about to enter retirement or in retirement, calculators offered by <A HREF=\"http://www.smartmoney.com/retirement/now/index.cfm?story=moneylast\"TARGET=\"_blank\">Smart Money</A> and <A HREF=\"http://fireseeker.com/firecalc.php\"TARGET=\"_blank\">Fireseeker</A> can assist in determining how much can be safely withdrawn each month from as nest egg.";

RetireOnlineTools[i++] = new Array("","What do my Social Security benefits look like and when am I entitled to them?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "Information on benefits can be found at the <A HREF=\"http://www.socialsecurity.gov/retire2/retirechart.htm\"TARGET=\"_blank\">Social Security Web site</A> along with answers to any other benefits questions.  Social Security also sends out an annual statement with personalized projections to each contributor several months before their birthdays. It is advisable to review these statements for accuracy as much as for future payment information.";

RetireOnlineTools[i++] = new Array("","Where can I go for free access to information on specific mutual funds, stocks, bonds and other investments?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "Morningstar offers a <A HREF=\"http://www.morningstar.com/Cover/Tools.html?pgid=hetabtools\"TARGET=\"_blank\">wealth of information on mutual funds</A> and their families.  MSN&#146;s MoneyCentral provides <A HREF=\"http://moneycentral.msn.com\"TARGET=\"_blank\">quotes and access to company and mutual fund descriptions</A> along with the ability to monitor entire individualized portfolios. Nuveen&#146;s <A HREF=\"http://www.etfconnect.com/\"TARGET=\"_blank\">EFT Connect</A> provides very useful information on exchange traded funds and closed end funds. The NASD <A HREF=\"http://www.nasd.com/web/idcplg?IdcService=SS_GET_PAGE&nodeId=456offers\"TARGET=\"_blank\">an education portal to investing</A> and an online book on the subject may be found through <A HREF=\"http://www.investing.rutgers.edu/\"TARGET=\"_blank\">Rutgers University</A>.<br>";

RetireOnlineTools[i++] = new Array("","Where do I go to gain a better understanding of bonds?","The National Association of Securities Dealers Web site offers <A HREF=\"http://apps.nasd.com/investor%5FInformation/smart/bonds/000100.asp\"TARGET=\"_blank\">a tutorial on bonds</A> as well as <A HREF=\"http://www.nasdbondinfo.com/asp/bond_search.asp\"TARGET=\"_blank\">bond pricing information</A>.","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i++] = new Array("","How do I find a certified financial planner?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "Both the <A HREF=\"http://www.fpanet.org/public/index.cfm\"TARGET=\"_blank\">Financial Planning Association</A> and the <A HREF=\"http://www.napfa.org/consumer/planners/\"TARGET=\"_blank\">National Association of Personal Financial Advisors</A> offer access to members practicing in a requester&#146;s area.  ";

RetireOnlineTools[i++] = new Array("","What do I need to know to protect myself against fraud and investor scams?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "Both the <A HREF=\"http://sec.gov/investor.shtml\"TARGET=\"_blank\">Securities and Exchange Commission</A> and <A HREF=\"http://www.nasd.com/web/idcplg?IdcService=SS_GET_PAGE&nodeId=1145\"TARGET=\"_blank\">NASD</A> provide ongoing fraud alerts along with basic education for individuals. <br>";

RetireOnlineTools[i++] = new Array("","How do I investigate the complaint history of a potential advisor?","","","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
RetireOnlineTools[i-1].body = "Both the <A HREF=\"http://www.nasd.com/web/idcplg?IdcService=SS_GET_PAGE&nodeId=469\"TARGET=\"_blank\">NASD</A> and the <A HREF=\"http://sec.gov/investor.shtml\"TARGET=\"_blank\">Securities and Exchange Commission</A> maintain data bases of complaints.<br>";

	// END editorial data